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If during this time the homeowner and bank can't work out a deal to get the loan current, the property will be put up for auction. Sometimes a property will fail to sell at foreclosurr, or the lender will bid the highest amount to protect its investment, and the home becomes a bank-owned foreclosure.
Because banks are in the money-lending business — not the real estate business — they want to sell as quickly as possible.
Banks are not very concerned with turning a profit — they just want their money. Of course, you can also scour the newspaper and visit local court houses for public announcements and notices about foreclosure auctions.
But that'll listijgs you so much time and unnecessary work. Keep in mind, this process takes time.
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